OpenSky Reviews

Opensky.com's credit services come with a $35 annual fee and a variable APR of 25.64%. For those looking to build credit, the OpenSky® Secured Visa® Credit Card requires a minimum security deposit of $200, which establishes the credit line. The card also offers up to 10% cash back rewards on purchases. As for product prices, Opensky.com features a wide array of items with varying costs, such as handmade jewelry and home décor, with some products listed at $20.99. The site caters to savvy consumers seeking stylish products at competitive prices.

Opensky.com is renowned for its OpenSky Secured Visa® Credit Card, which is a popular service among consumers looking to build credit. The card features no credit check for application, free FICO score access, and the ability to make purchases anywhere Visa is accepted. In terms of products, Opensky.com offers a variety of items including Pre-Seeded Flower Garden Mats, Solar Patio Edison LED String Lights, and Bamboo Sheet Sets. They also have a selection of fashion items like Dawgs Women's Z Sandals and UGG Women's Classic Mini Platform Boots, as well as beauty products such as the K18 Biomimetic Hairscience Professional Molecular Repair Hair Mask. These products are part of their commitment to providing unique and stylish options for savvy shoppers.

Opensky.com provides a variety of payment options to accommodate its customers. For product purchases, customers can use major credit cards including Visa, Mastercard, American Express, and Discover. Additionally, alternative payment methods such as PayPal, Google Pay, and Venmo are accepted. Regarding their credit services, the OpenSky® Secured Visa® Credit Card allows payments to be made online, through the mobile app, by mail, or at a branch. Customers have the flexibility to set up recurring payments for convenience and to ensure timely payments, contributing to a positive credit-building experience.

Opensky.com has a 30-day return policy for items that are in resalable condition. Products must be unused, unwashed, undamaged, and with all original packaging intact. Customers should contact Opensky.com's customer support to initiate a return and receive a return shipping label. As for the shipping policy, Opensky.com processes orders within 2-3 hours and dispatches them within 3 business days using carriers like UPS, FedEx, USPS, or DHL. They offer flat rate shipping to the United States with standard delivery taking 3 to 5 business days at a cost of $3.99, and economy delivery taking 5 to 10 business days also at $3.99. For larger items, LTL Freight is available with a 5 to 15 business days delivery time at a cost of $10.00. If an order arrives damaged, customers are advised to contact Opensky.com immediately for a resolution.

The OpenSky Secured Visa® Credit Card offers several benefits, particularly for those looking to build or rebuild credit. It requires no credit check to apply, which means there's zero credit risk involved in the application process. Cardholders can earn up to 10% cash back on everyday purchases, and they receive free monthly access to their FICO score. The card reports to all three major credit reporting agencies—Experian, Equifax, and TransUnion—helping users to build a credit history. Additionally, the card can be funded with a low $200 refundable security deposit for a $200 credit line, and users have the option to fund their security deposit over 60 days with partial payments. The card is also compatible with mobile wallets like Apple Pay, Samsung Pay, and Google Pay, adding convenience for purchases.

Opensky.com offers the OpenSky® Secured Visa® Credit Card, which requires a refundable security deposit starting at $200 to establish a credit line. The card has an annual fee of $35 and a variable APR of 25.64%. For transactions made outside of the United States, there is a foreign transaction fee of 3% of each transaction in U.S. dollars. It's designed to help individuals build or rebuild their credit, and it does not require a credit check or a bank account to apply.

The OpenSky Secured Visa® Credit Card offers cash back rewards of up to 10% on everyday purchases from participating retailers. The cash back percentage varies across different retailers, providing cardholders with the opportunity to earn rewards on a variety of purchases. It's important to note that the specific retailers and the exact cash back percentages may change, so cardholders should check the latest offers and terms directly with OpenSky.